Zyfai
Unlock autonomous control over your capital

Your assets.Earning Yield.Automated.

Now supportsCoinbase tokenized stocks
Put your assets to work across DeFi. Rule-based Agents earn on your behalf across vetted pools and chains.
Capital automated
Across 60+ vetted pools
Smart Accounts
10 months live
Audited by
2×
Zero critical or high findings
Built On

DeFi Protocols

Supported assets
Earn on whatyou already hold
Stablecoins, blue-chip crypto, and now tokenized stocks. Your rule-based Agent routes each asset to the best risk-adjusted yield across chains and protocols, around the clock.
NVDAcNVIDIA Corporation · tokenized stock
Up toAPY
Where the yield comes from · current
Pool yield—
rZFI rewards—

Tokenized NVIDIA on Base. Keep the equity exposure and put it to work in DeFi money markets. No brokerage account, no settlement window.

Chain
Protocols
Curated pools
—
Top pool now
—
All supported assets
Security

Audits

Core audits:
Audited2x
Secure infra:
Secured+100B
Auditedby Sherlock& Cecuro
End-To-End AuditsThe integrated Security Proxy System and full stack have been audited end-to-end by Sherlock and Cecuro, with no outstanding security issues.
Modular AuditsCore smart contracts like Safe modules, registry contracts, and Rhinestone components are regularly audited by top firms, including Ackee.
80msAverage reaction time
Contract layer
Active risk monitoringComplements the economic risk layer. Glider Monitor watches the contracts of our 80+ pools. A live attack, a matching 0-day, or a broken invariant disables the pool, and the agent exits on the same path.
Direct attackLive transactions on every integrated address
0-dayA disclosed exploit, replayed against our contracts
Custom invariantsAuthored rules on vaults, markets, and collateral
Architecture

One Deposit
Five Guardrails

Deploy capital into a Smart Account you own. From there, your personal, rule-based Agent uses limited Session Key permissions to allocate it across approved DeFi protocols. Every rebalance remains visible and verifiable onchain.

01 · YouYour EOARetains signing authority.Non-Custodial
02 · AccountSafe7579Modular ERC-7579 smart account.ERC-7579
03 · ScopeSession KeysBound to calldata templates.Policy Rails
04 · CapitalWhitelisted Pools~60 curated venues.Scoped
05 · ReceiptZK ProofAnchored to ERC-8004.Verifiable
Secure Automation
Built toProtect Your Capital
Everything in this section is the part you don't have to worry about.
Performance and Efficiency
Rebalancing Engine Outperforms Manual Allocation, By Design.

Our Agents reallocate the instant there is a better risk-adjusted yield opportunity, instead of whenever you remember to check.

Rebalance events
last 1m
ZYFAI APY · USDC
Native APY
rZFI APY
Curation Explained

Two Layers of Curation
One Personalized Yield Experience

Institutional-grade whitelisting on our side, then your own constraints on top. No vault takes over your capital.

3Chains
9Protocols
<3σAPY stability check
<40%TVL drawdown check
<60sOnboarding
01 · Wider MarketEverything onchain.Thousands of lending pools across every chain and protocol. Some well-audited. Most without the continuous monitoring that capital deserves.
02 · Zyfai WhitelistInstitutional whitelisting.Our quant team with a backgroundf from Pictet vets every protocol, collateral type, and pool before it ships. We monitor health continuously and delist anything that degrades.
03 · Your Active SetYour rules, your risk.You pick which whitelisted pools your capital can touch, how much goes where, and the exposure caps. Session Keys enforce those choices onchain.
Your Zyfai Smart Account0x7a9b···e3d2
Personalised Agent
Active
USDC · EARNING
$12,548.23
+$71.42 / 30d
Aave V3 · Base42%7.12%
Morpho · Mainnet34%6.58%
Fluid · Base24%6.84%
Agent moved $1,200 → Morpho Base | 2m ago
Smart Accounts

Deploy Your Agent.
Your Smart Account.

Every user gets their own audited Safe Smart Account, deployed the moment they deposit. Capital stays isolated to your address. Execution is constrained at the calldata level, not by trust. Built on infrastructure that has already moved $2B+ across 200K+ rebalancing transactions.

Self-custodial by defaultYou are the sole owner of your Smart Account. Capital is isolated to your address. Revoke the Agent’s access at any time.
Calldata-level enforcementSecurity Proxy Gateway validates every outbound call. Even a compromised Agent cannot move funds outside the scope you signed.
Proven infrastructureBuilt on Safe7579 and Rhinestone SmartSession. Audited end-to-end by Sherlock and Cecuro. Zero critical findings.
Gasless for usersRhinestone covers gas across every supported chain. Deposit, rebalance, withdraw: all sponsored.
Risk Framework

The Quant Work Behind Every Pool

Continuous risk monitoring on a wide range of signals. Automated delisting when thresholds break. Tested against real-world stress events.

The Agent Performed as Designed
3
real stress events,zero user losses
DELISTED
Stream Finance CollapseStream · Nov 2025
Pool delisted. Full position exited before cascade.

The signals we watch, 24/7

01.
TVL StabilityPool total value tracked every block. Drops beyond threshold trigger exit.
04.
Depeg MonitorStablecoin price deviation from peg, tracked continuously.
02.
APY StabilityYield volatility across a 7-day window. High variance disqualifies a pool from entry.
05.
Pool ConcentrationYour position size vs. pool TVL. Ensures you don't own too much of the pool.
Pool TVL · $182MYour position · $3.3MWell within bounds
03.
IRM & LiquidityKink levels and remaining liquidity on money markets.
06.
Protocol HealthUnusual contract activity, governance changes, exploit telemetry.
For Builders and Partners

One Product Suite.
Four Ways to Build on It.

Whether you’re providing yield, shipping a product, or managing institutional capital: the same audited infrastructure sits underneath.

FOR INSTITUTIONS
MPC Compatible: Deploy Your Own AgentZyfai is compatible with institutional wallet setups, including MPC-based infrastructure like Fireblocks, DFNS, and ForDefi, as well as Safe Wallet. Institutions can connect their preferred custody stack and use Zyfai to access DeFi opportunities within their existing controls.
FOR BUILDERS
SDK: Embed Zyfai Yield In 4 Lines.A drop-in SDK for wallets, neobanks, and apps. Your users keep custody, Zyfai handles yield.
Read SDK Docs
npm install @zyfai/sdk
FOR BUILDERS
MCP Server: Any Agent. Any Framework.Paste the setup prompt into Claude, Grok, or ChatGPT, then follow the steps. Discover opportunities, review positions after sign-in, and prepare a deposit you approve in your wallet.
Claude
GPT
LangChain
Custom
Live| Routing yield
Connect Your Agent
zyf.ai/setup.md
FOR INSTITUTIONS
Agent Vaults: Automated.ERC-7540 vaults for curators, protocols, and treasuries. NAV every 60s, onchain transparency, zero manual ops.
Curator Vault · NAVUpdated 23s ago
$12.4MAUM
+7.2% YTD
NAV cadence60s
Manual ops0
Deployed87%
Compare

Compare DeFi Yield Protocols

Compare lending markets, yield APIs, vault products, and institutional wallets with Zyfai. See how each approach handles custody, allocation, risk monitoring, and execution.

Zyfai, in their words.

What partners, builders, and people using Zyfai are saying.

BUILDER

Zyfai is showing how smart wallets make capital intelligent. Its agents earn yield and monitor risk within user-defined guardrails, while users retain custody of their capital. I believe this is the future of onchain wealth management, and Zyfai is one of the teams leading it.

Francesco Andreoli

Director of Developer Relations

MetaMask

PARTNER

Zyfai is a great example of what smart account infrastructure makes possible: autonomous onchain yield strategies that execute without requiring users to manage native gas across different chains. Pimlico powers gas abstraction behind Zyfai's Agents, allowing the team to focus on strategy while execution remains seamless onchain.

Sergey Potekhin

Founding Engineer

Pimlico

PARTNER

Zyfai's approach for users to retain self-custody while automating operations is one of the most promising futures for DeFi. Vaults are just one capital container and any abstraction on top that allows for better allocation, rebalancing, and continuous risk monitoring is something we should get behind.

Vikram Arun

Co-Founder

Superform

USER

Encore une fois, si vous utilisez (l'excellent) agent AI de chez @Zyfai_ , n'oubliez pas de claim régulièrement vos $ZFI versés en bonus sur votre yield. Il y a 6 mois de vesting dessus, donc plus vite vous avez claim, plus vite vous pourrez en profiter 🫡 Actuellement, placé en staking vous pouvez en tirer +-9% APY (payé en $USDC). Ma petite activité chaque weekend (cela prend moins de 10 secondes) 😄

Monsieur-TK

@MiningTk

May 19, 2026
USER

My agents earn it for me: YieldSeeker, Giza, Zyfai and a few other options.

0xSammy

@0xSammy

Feb 9, 2026
USER

With Zyfai Agents, you deposit $USDC, Zyfai creates a smart wallet, and agents move your $USDC across protocols when new opportunities appear. Manual yield farming is something from the past.

Diego

@diegoxyz

May 8, 2026

Partner quotes are from teams we work with. Community posts link to the original on X.

Team

Created in Switzerland

Gauthier VilaCEO
Crypto Valley · $10M+ Raised
Paul LaulanPM & COO
Scaled Zyfi · Polytech
Utkir SoribirovCTO · AA Specialist
Etherspot · EF Grantee
Clément FelleyQuantitative Manager
Pictet
Former employers & collaborators
Pictet
Consensys
Backers

Funded By Experts Who Built DeFi

+16 Angels
Advisors & Supporters
Marc Zellerex-Aave DAO Service Provider
Nicolas BaccaEx-CTO, Ledger
Julien BouteloupStake Capital · $1B AUM
Francesco AndreoliHead Of DevRel, Consensys
Start Earning

One Agentic Stack
Three Paths To Access It

Earn with a Smart Account. Embed with the SDK. Or talk to us about curator and institutional rollouts.

For UsersEarn With A Smart
Account.Deploy in one click. Non-custodial. Gasless.
For BuildersEmbed With The SDK.540+ weekly downloads. 4 lines of code.
For InstitutionsBook A Call.Curator and institutional rollouts.